How not to buy someone else's debts together with the apartment and not to incur your own?

Buying real estate is an important step that is difficult to decide on, from which you cannot refuse, but which you can regret if you make a number of mistakes in the initial stages. It is necessary to carefully check not only the condition of the object, the personality of its owner and the conformity of price to quality, but also other aspects that do not immediately come to mind if all the previous points are in order.

It was yours, now it's ours: personal account renewal

Thanks to us, the seller will not be able to persuade you to buy at an inflated price /a>. You already know how to furnish your new home so that it keeps up with the times and was as comfortable as possible even with the minimum area of ​​the minimum area. We have already revealed to you many secrets that realtors often do not share with their clients. Today, we want to continue your acquaintance with all the nuances of buying real estate and talk about how not to buy an apartment with additional debts. Although the seller of such an object cannot be fully called a swindler, but a swindler, but a swindler, he has little resemblance to an honest person.

In order to avoid unpleasant surprises, you should carefully check the existence of debts on the apartment before buying it and do not forget that an integral attribute of the owner of the property is the presence of a personal account, which indicates full information about charges for the consumption of communal services, previously made payments and availability debts from them.

When taking ownership of real estate, first of all, it is worth taking care of re-issuing all documentation in advance, including the personal account. Being prompt about utility services will help you avoid debts you didn't incur and prevent service disconnections for non-payment. Renewal of a personal account may differ slightly depending on which provider and which services are involved. But often the process has a similar algorithm of actions:

1. find out who your supplier is;
2. turn to him with your question;
3. provide all the necessary documents (passport; sales contract or other document proving how you became the owner of this property; documents confirming that you have the right to live in the apartment);
4. fill out the application according to the standard form;
5. sign a new service contract;
6. wait for confirmation that the operation was successful.

We recommend that you immediately contact the branch of your supplier to receive accurate information on how to reissue a personal account.

Consume consciously, pay on time - warnings and recommendations for owners

As you know, with the beginning of the full-scale invasion, the Cabinet of Ministers decided that the timely payment of communal services can be put on the back burner, because even without it, our citizens have enough problems. Recently, the situation has changed - a new one Resolution of the Cabinet of Ministers No. 1405 of December 29, 2023 cancels the former preferential regime and returns everything to normal. This decision was made due to a sharply increased number of debtors. From now on, it will be necessary to monitor electricity, water and gas receipts much more carefully, because especially prominent debtors can simply disconnect them.

Measures are planned to be quite strict. So, for example, you can be deprived of electricity if the debt exceeds 3 hryvnias, and the non-payment period has exceeded 000 months. Both the amount itself and the time period seem ridiculous, but sometimes such trifles as paying utilities can simply be forgotten due to inattention or due to many other, more important concerns. It is important to note that such strict measures to cut off light and other benefits of civilization will not affect those regions of Ukraine where active hostilities are taking place. Andrian Prokip, an energy expert, responsibly stated this in his speech Ukrainian Institute of the Future.

Even in new realities, there is room for circumventing the rules. The decision clearly indicates those categories of the population that can write off their obligation and thus avoid disconnection of services. These include debtors who:

• inherited debts from previous property owners;
• have been living with their debts soul to soul for over 3 years now;
• are bankrupt, which was confirmed in court;
• have a debt in the amount corresponding to the area of ​​the home.

First of all, the new rules will apply to those who deliberately do not pay. Therefore, large families, people with disabilities and those who receive subsidies can breathe a sigh of relief. If you do become a victim of a blackout, do not despair - everything can be fixed. It is necessary to pay the existing debt and fine, as well as the procedure for reconnecting the utility service.

Still, we believe that the problem should not be fought, but prevented. To avoid debts and disconnections, we advise you to:

• contact your housing company to check the existence of debts;
• monitor the timely payment of utility bills in the appropriate section of the banking application;
• approach the consumption of resources wisely;
• use a modern and energy-saving system"smart home”, which is found in many metropolitan residential complexes;
• rely on professionals.

As for the last point, it is about real estate management service . This new service is a real revelation for our customers who own properties not only for personal residence, but also for leasing. Instead of getting confused about bills and spending a lot of time on household issues, you can reassign these worries to our experts to get high profits without extra effort.